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What to consider when SEARCHING for your new home?

31/1/2017

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Purchasing a new home will be one of the most important financial decisions you will make, as such it can be a stressful event. The best way to minimise the stress and maximise the chance of selecting the right new house is to take the time upfront and do your homework. By writing down a checklist of what the new house must or must not include you can ensure that emotions do not result in purchasing a property that is not right for your specific needs.

Some considerations when putting together this checklist may include:
  • Preferred Suburbs
  • Proximity to major roads and infrastructure (train stations etc)
  • Within your maximum budget
  • Minimum / maximum bedrooms & bathrooms
  • Off street parking
  • Maximum age of house
  • Residential zoning
  • Heritage overlays or future building restrictions
  • School zoning

When considering your new house, remember to investigate how the new residential home loan will be financed. You may be able to bridge your existing loan, however beware that the new location is not blacklisted by the banks or if an apartment is not below a minimum size that will make obtaining bank financing difficult.

Contact the team at Brookline Group as early as possible to ensure the financing is in place and your lending capacity is known from the start of the process.

​

Residential Home Loans
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  • Home
  • Services
    • Finance Brokerage >
      • Residential Home Loans & Investment Loans
      • Construction Loans
      • Commercial Loans
      • Asset Finance
      • Debt Advisory
    • Insurance & Superannuation >
      • Life & Disability Insurance
      • Trauma Insurance
      • Income Protection
      • Lost Superannuation
      • Business Expense Insurance
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    • Blog
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